Are You on Track to Retire from the Florida Retirement System?

Download the FRS Checklist to Avoid Mistakes and Maximize Your Benefits.

You’ve worked hard serving Florida — now make sure your retirement plan rewards that effort. This checklist helps you navigate your pension, DROP, Social Security, and more, without the overwhelm.

It walks you through what to do before you submit your retirement paperwork.

Click the button below. Your checklist will be delivered via email.

SEND ME THE CHECKLIST
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What You'll Learn

Why It Matters

✔ The 6 key decisions every FRS member must make

✔ What to review about your pension, DROP, and Social Security

✔ A clear checklist to help you retire confidently

Missing just one step in your retirement planning could:

  • Reduce your lifetime pension benefits
  • Trigger unexpected taxes
  • Delay your retirement goals

Meet Your Guide

Hi, I’m April Schoen. For over a decade, I’ve helped Florida public employees just like you retire with clarity and confidence. I understand how overwhelming it can feel to navigate your FRS pension options, DROP decisions, Social Security timing, and retirement income planning — especially when you’re facing deadlines or trying to avoid costly mistakes.

I’ve sat across the table from teachers, officers, administrators, and state workers nearing retirement — all with the same concern: “Am I doing this right?” That’s why I created this FRS Retirement Checklist — to give you a clear, simple place to start.

My goal isn’t just to help you retire — it’s to help you retire well, knowing that you made the most of your hard-earned benefits and that you have a plan for the future. Whether you’re five years out or filing your paperwork this year, you deserve a guide who understands the system and puts your goals first.

When you’re ready for more clarity and confidence, I’m here to help.

- April

Still Deciding? Here’s Why the Checklist is a Smart First Step:

You don’t need to figure this out alone. This checklist is designed to give you quick wins, reduce stress, and help you avoid the most common mistakes FRS members make. You’ll gain:

  • A step-by-step list of what to review before retiring
  • Guidance on evaluating your pension, DROP, and income options
  • Confidence that you haven’t missed a critical step
SEND ME THE CHECKLIST
  •  We won’t send you spam. Unsubscribe at any time.